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Buy now pay later software

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Buy Now Pay Later (BNPL) is a payment option that allows consumers to purchase products now, and then pay for them in installments or one lump sum at a later date. Consumers typically pay no interest or fees and BNPL can also offer additional flexibility such as the ability to return items. This payment method is particularly popular among younger consumers, who may not be able to afford large purchases upfront.

This chart displays the market share of the top 10 Buy now pay later software in 2025, highlighting the most popular tools used by online merchants.1. Klarna Checkout leads with a notable 35.72% share.2. In second place, Affirm at 16.93% share.3. Meanwhile, Sezzle at 16.48% share.
  1. Klarna Checkout11K-20K installs
    Klarna Checkout is a complete payment solution where Klarna handles a store's entire checkout.
  2. Affirm1K-10K installs
    Affirm is a loan company that allows users to buy goods or services offered by online merchants and pay off those purchases in fixed monthly payments.
  3. Sezzle1K-10K installs
    Sezzle offers a buy-now-pay-later solution.
  4. Zip1K-10K installs
    Zip is a payment service that lets you receive your purchase now and spread the total cost over a interest-free payment schedule.
  5. SeQura501-1K installs
    SeQura is a FinTech company based in Barcelona, providing digital flexible payment solutions, with a geographical focus on Southern Europe and Latin America.
  6. Scalapay501-1K installs
    Scalapay is a payment method for e-commerce merchants in Europe that allows customers to buy now and pay later (BNPL).
  7. Atome501-1K installs
    Atome is a brand that allows users to purchase products online and pay for them in monthly installments.
  8. ViaBill501-1K installs
    ViaBill is a cloud-based payment management solution designed to help small to midsize retailers and webshops.
  9. Aplazame501-1K installs
    Aplazame is a consumer credit company that provides instant financing service for online purchases. It combines an overtime payment method integrated at the ecommerce checkout with marketing tools to enable ecommerce to use financing as a promotional lever to boost sales.
  10. hoolah301-500 installs
    hoolah is Asia's omni-channel buy now pay later platform.
  11. Afterpay301-500 installs
    Afterpay is a 'buy now, pay later' platform that makes it possible to pay off purchased goods in fortnightly instalments.
  12. Grab Pay Later301-500 installs
    Grab Pay Later is a buy now pay later solution offered by Grab.
  13. Tabby201-300 installs
    Tabby is a Buy now pay later solution from Middle East.
  14. Four101-200 installs
    Pay with four is a Buy now pay later solution.
  15. Tamara101-200 installs
    Tamara ia a BNPL (Buy now pay later) provider in Saudi Arabia.
  16. KueskiPay51-100 installs
    KueskiPay is a buy-now-pay-later solution.
  17. SplitIt51-100 installs
    SplitIt is a payment solution that divides a purchase into smaller monthly installments.
  18. mobicred51-100 installs
    Mobicred is a credit facility that allows you to safely shop online with our participating retailers.
  19. Bread51-100 installs
    Bread is a buy now, pay later platform for ecommerce websites.
  20. LatitudePay51-100 installs
    LatitudePay is an interest-free, buy now, pay later solution.